Credit Cards for People with Excellent Credit

The point of having excellent credit is not to sit there and stare at your credit score. It’s to take advantage of the opportunities available to those who have shown they can handle credit responsibly. People with excellent credit get the best terms on financial products — the lowest interest rates, the richest rewards, the nicest perks. That’s especially true with credit cards.

If you’ve got a credit score of 720 or better, every credit card you carry should reward you for using it. Whether you want straight cash back or points or miles you can use for travel, there are great options for those with excellent credit. Many of these cards don’t even have an annual fee — and those that do have a fee more than make up for it with a jumbo sign-up bonus, generous ongoing rewards or, often, both.

Got excellent credit? Give these cards a look.